:root{--g:#298BA4;--gd:#1E6E83;--lb:#7FB9C8;--o:#FF9100;--ink:#1d2430;--mut:#5b6575;--bg:#F1F7F9;--r:12px}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:var(--g)}img{max-width:100%}.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;background:#fff;box-shadow:0 1px 8px #0001;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 20px;max-width:1100px;margin:auto}
.logo{font-weight:800;font-size:1.2rem;color:var(--ink);text-decoration:none}.logo span{color:var(--g)}
.nav nav a{margin-left:16px;text-decoration:none;color:var(--ink);font-weight:500;display:none}
.callbtn{background:var(--o);color:#fff!important;padding:8px 14px;border-radius:999px;text-decoration:none;font-weight:700;white-space:nowrap}
@media(min-width:860px){.nav nav a{display:inline}}
.hero{background:linear-gradient(135deg,#1E6E83,#298BA4 60%,#4FA3BA);color:#fff;padding:40px 0}
.hero .wrap{display:grid;gap:28px}@media(min-width:860px){.hero .wrap{grid-template-columns:1.2fr 1fr;align-items:center}.hero{padding:70px 0}}
.hero h1{font-size:clamp(1.8rem,5vw,2.8rem);line-height:1.15;margin:0 0 12px}.hero p{font-size:1.1rem;opacity:.95}
.checks{list-style:none;padding:0}.checks li:before{content:"✔ ";color:#FFB14D;font-weight:700}
.card{background:#fff;color:var(--ink);border-radius:var(--r);padding:22px;box-shadow:0 10px 30px #0003}
.card h2{margin:0 0 4px;font-size:1.35rem}.card small{color:var(--mut)}
form label{display:block;font-size:.85rem;font-weight:600;margin-top:10px}
form input,form select,form textarea{width:100%;padding:12px;border:1px solid #ccd3d0;border-radius:8px;font-size:1rem;margin-top:4px}
.consent{display:flex;gap:8px;font-size:.75rem;color:var(--mut);font-weight:400;margin-top:12px}.consent input{width:auto;margin-top:3px}
.btn{display:inline-block;width:100%;background:var(--o);color:#fff;border:0;padding:15px;border-radius:8px;font-size:1.1rem;font-weight:800;cursor:pointer;margin-top:14px;text-decoration:none;text-align:center}
.btn:hover{filter:brightness(.95)}.btn.inline{width:auto;padding:14px 28px}
section{padding:56px 0}section.alt{background:var(--bg)}h2.t{text-align:center;font-size:clamp(1.5rem,4vw,2.1rem);margin:0 0 8px}.sub{text-align:center;color:var(--mut);margin:0 auto 30px;max-width:700px}
.grid{display:grid;gap:20px}@media(min-width:760px){.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:1fr 1fr}}
.step{background:#fff;border-radius:var(--r);padding:24px;box-shadow:0 2px 12px #0001;text-align:center}.step b{display:inline-flex;width:44px;height:44px;border-radius:50%;background:var(--g);color:#fff;align-items:center;justify-content:center;font-size:1.2rem}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:0 2px 12px #0001;font-size:.95rem}
th,td{padding:12px;border-bottom:1px solid #eee;text-align:left}th{background:var(--g);color:#fff}td.y{color:var(--g);font-weight:700}
.tst{background:#fff;border-radius:var(--r);padding:22px;box-shadow:0 2px 12px #0001}.tst .ex{font-size:.7rem;background:#fff3cd;padding:2px 8px;border-radius:4px}
details{background:#fff;border-radius:8px;padding:14px 18px;margin-bottom:10px;box-shadow:0 1px 6px #0001}summary{font-weight:700;cursor:pointer}
.sits a{display:block;background:#fff;padding:18px;border-radius:var(--r);text-decoration:none;color:var(--ink);box-shadow:0 2px 12px #0001;font-weight:700}.sits a span{display:block;font-weight:400;color:var(--mut);font-size:.9rem}
.cta{background:var(--ink);color:#fff;text-align:center}
footer{background:#11161d;color:#aab;padding:30px 0;font-size:.85rem}footer a{color:#cde}
.prose{max-width:800px}.mobilebar{position:fixed;bottom:0;left:0;right:0;display:flex;z-index:20}.mobilebar a{flex:1;text-align:center;padding:14px;font-weight:800;color:#fff;text-decoration:none;background:var(--g)}.mobilebar a+a{background:var(--o)}
@media(min-width:860px){.mobilebar{display:none}}body{padding-bottom:52px}@media(min-width:860px){body{padding-bottom:0}}
.msg{padding:10px;border-radius:8px;margin-top:10px;font-size:.9rem}.msg.err{background:#fde2e2}

.logo img{height:56px;width:auto;display:block}@media(min-width:860px){.logo img{height:68px}}.flogo{background:#fff;padding:8px;border-radius:8px;height:auto}.tag{text-transform:uppercase;letter-spacing:.2em;font-size:.8rem;font-weight:700;margin:0 0 8px;color:var(--lb)}.hero .tag{color:#D6EEF4}.btn,.callbtn{box-shadow:0 4px 14px #ff910055}th{background:var(--g)}
.promise{background:var(--o);color:#fff;padding:22px 0}.g4{grid-template-columns:1fr 1fr}@media(min-width:760px){.g4{grid-template-columns:repeat(4,1fr)}}.promise div div{text-align:center}.promise b{display:block;font-size:1.05rem}.promise span{font-size:.85rem;opacity:.95}
.tst.real{border:2px solid var(--g)}.realb{background:#d8eef4!important;color:var(--gd)}.tst.real p{font-size:.92rem}